Our Services

Mediclaim Insurance

Individual, family floater and group mediclaim.

Right-size your health cover with side-by-side comparisons, top-up planning and renewal review.

Why work with Hargan Associates

  • Individual / family
  • Group mediclaim
  • Top-ups

Frequently Asked Questions

Is health insurance premium deductible under income tax?

Yes, premiums qualify for deduction under Section 80D within prescribed limits for self, family and senior-citizen parents.

Can I port my health policy without losing waiting periods?

Yes. Portability preserves accrued waiting-period credit if applied before renewal within the notified window.