Our Services
Insurance Advisory
Business and personal insurance planning.
Independent assessment of life, health, property, liability and key-man cover for individuals and firms.
Why work with Hargan Associates
- Risk review
- Policy selection
- Claims support
Frequently Asked Questions
How much life cover do I need?
A common benchmark is 10–15 times annual income adjusted for liabilities and dependants; we compute it against your actual obligations.
Do you help with rejected claims?
Yes. We review policy terms and repudiation grounds and pursue grievance or ombudsman remedies.